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Loan Officer (Mainland/Island, Lagos State)

Entourage Integrated Trust Limited Lagos, Nigeria (On-site) Jan. 10, 2025 full-time
Full Job Description
<p><strong>ENTOURAGE INTEGRATED TRUST LIMITED</strong>&nbsp;is looking for a <strong>LOAN OFFICER</strong> to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in <strong>LAGOS STATE&nbsp;</strong></p><ul><li>AJANGBADI</li><li>AFROMEDIA</li><li>OKOKO</li><li>IYANA IBA</li><li>IYANA SCHOOL&nbsp;</li><li>AGBARA</li><li>BADAGRY</li><li>OJO BARRACK&nbsp;</li><li>ALABA SURU</li><li>ALABA INTERNATIONAL&nbsp;</li><li>CONSTAIN</li><li>BOUNDARY</li><li>IJORA BADIA</li><li>IJORA OLOPA</li></ul><p>Loan Officer responsibilities include preparing loan applications, evaluating clients&rsquo; financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.</p><p>Ultimately, you will help our clients acquire loans in a timely manner, while ensuring all requitements are met.</p><p><strong>RESPONSIBILITIES</strong></p><ul><li>Review loan requests</li><li>Assess clients&rsquo; financial status</li><li>Evaluate creditworthiness and risks</li><li>Contact clients to gather financial data and documentation</li><li>Analyse risks and approve or reject loan requests</li><li>Set up payment plans</li><li>Maintain updated records of loan applications</li><li>Follow up with clients about loan renewals</li><li>Monitor progress of existing loans</li><li>Weekly repayment collection</li></ul><p><strong>REQUIREMENTS AND SKILLS</strong></p><ul><li>Minimum of 3 years proven work experience as a &nbsp;Loan Officer</li><li>Minimum of 3 years group lending experience&nbsp;</li><li>Hands-on experience with lending procedures and products</li><li>Ability to create and process financial spreadsheets</li><li>Strong analytical skills</li><li>Excellent communication and interpersonal skills</li><li>Customer service experience</li><li>NCE/OND/HND/BSc in Banking and Finance, Economics or related field</li></ul><p><strong>BENEFITS:</strong></p><ul><li>Starting Salary:&nbsp;120,000</li><li>Monday to Friday&nbsp;</li><li>Profit Sharing&nbsp;</li><li>HMO</li><li>Flexible working hour&nbsp;</li><li>Yearly appraisal&nbsp;</li><li>Salary review base on performance</li></ul>
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