<p>ENTOURAGE INTEGRATED TRUST LIMITED&nbsp;is looking for a CREDIT OFFICER to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in LAGOS STATE.</p><ul><li>OJOTA</li><li>MARYLAND</li><li>KETU</li><li>MILE 12</li><li>LAWANSON</li><li>IJESHA</li><li>OJE-ELEGBA</li><li>IDI ARABA</li><li>OGBA</li><li>AGEGE</li></ul><p>Credit Officer responsibilities include preparing loan applications, evaluating clients&rsquo; financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.</p><p>Ultimately, you will help our clients acquire loans in a timely manner, while ensuring all requitements are met.</p><p><strong>RESPONSIBILITIES</strong></p><ul><li>Review loan requests</li><li>Assess clients&rsquo; financial status</li><li>Evaluate creditworthiness and risks</li><li>Contact clients to gather financial data and documentation</li><li>Analyse risks and approve or reject loan requests</li><li>Set up payment plans</li><li>Maintain updated records of loan applications</li><li>Follow up with clients about loan renewals</li><li>Monitor progress of existing loans</li><li>Daily &amp; weekly repayment collection</li></ul><p><strong>REQUIREMENTS AND SKILLS</strong></p><ul><li>Proven work experience as a Credit Officer,&nbsp;Loan Officer&nbsp;or similar role</li><li>Hands-on experience with lending procedures and products</li><li>Ability to create and process financial spreadsheets</li><li>Strong analytical skills</li><li>Excellent communication and interpersonal skills</li><li>Customer service experience</li><li>NCE/OND/HND/BSc in Banking and Finance, Economics or related field</li></ul><p><strong>BENEFITS:</strong></p><ul><li>Starting Salary:&nbsp;85,000</li><li>Profit Sharing&nbsp;</li><li>HMO</li><li>Flexible working hour 11am &ndash; 6pm</li><li>Yearly appraisal&nbsp;</li><li>Salary review base on performance</li></ul>