We are seeking a highly experienced Mortgage Loan Processor (MLP) to join our fast-growing, technology-driven loan processing company.

Our experienced loan processors, supported by cutting-edge technology, including AI, help ensure industry-leading SLAs and reduced time-to-close, with up to 70% cost savings for brokers and lenders.

You will perform mortgage loan processing for our independent mortgage broker clients, including registering loan applications, requesting, preparing and reviewing necessary documents, communicating with borrowers, lenders, and other third parties, and resolving issues to ensure timely closings.

This is a full-time, remote position. Because we are not a traditional loan processing company, employment will start with a one-month, full-time, paid trial period, to ensure the position is a good fit. This is an excellent opportunity for a senior loan processor looking to venture into the tech startup world and expand their horizons.

Minimum Qualifications

• At least 8 years of full-time loan processing experience.
• At least 5 years of full-time experience working as a loan processor for independent mortgage brokers (i.e., not for a lender or broker-lender hybrid).
• Experience processing FNMA, FHLMC, VA, FHA, and Jumbo mortgages.
• Fluent in the most commonly used loan programs and guidelines.
• Ability to perform income calculations to confirm a loan officer’s pre-qualification.
• Strong familiarity with multiple popular broker LOS and POS software (Arive, Encompass, LendingPad, Floify, etc).
• Deep experience originating mortgage loans with many different wholesale lenders, including UWM, PennyMac, LoanDepot, NewRez, Paramount, CMG, Rocket, etc.
• Ability to manage a busy loan pipeline and solve problems independently.
• Excellent written and verbal communication skills, including responsiveness with borrowers and loan officers.
• Bi-lingual skills are a plus.
• High degree of pride and ownership for your work. We’re a small company, for now, and we’re all willing to jump in and do what needs to be done to keep our clients happy!

Responsibilities

• Manage a pipeline of loan applications, ensuring timely and accurate processing.
• Prepare and review loan documents and closing disclosures according to regulatory compliance timelines.
• Understand loan applications, automated underwriting systems (DU/LPA), credit, income, and asset documents.
• Proactively resolve any issues or delays to ensure timely loan closing.
• Prepare loan estimates and early disclosures in accordance with regulatory compliance.
• Order and review third-party services and documents, such as credit reports, appraisals, and title reports.
• Ensure all work is completed accurately while delivering exceptional customer service.
• Constantly learn and improve from established feedback loops to complete tasks correctly and in a timely manner.

Benefits

• Base compensation, plus bonus per file closed.
• Meaningful equity ownership stake in the company.
• Work From Home (WFH).
• Paid time off.
• Flexible work schedule, as long as PST/MST clients are covered.
• Work with the latest technologies, including AI, automations, and project management.
• Work with an early-stage, investor-backed startup, with immense growth potential, to help define the future of loan processing in America.

About House Numbers

House Numbers is transforming mortgage loan processing with our innovative, AI-assisted contract loan processing service. We offer U.S.-based, cost-effective solutions that reduce processing costs by over 70%, with guaranteed fast turn times and 24/7 availability. Our experienced loan processors, supported by cutting-edge AI technology, ensure accurate and efficient document review, minimized underwriting conditions, and reduced time-to-close. House Numbers seamlessly integrates with existing systems and processes, helping mortgage brokers and lenders scale efficiently and focus on what they do best. We are backed by leading Silicon Valley venture capital funds and angel investors, including Resolute Ventures, Maven Ventures, and Uncommon Capital.

Job Type: Full-time

Pay: $22.00 - $28.00 per hour

Application Question(s):

• We need help supporting our customers – are you able to work any timezone business hours?

Experience:

• Loan Processor: 8 years (Required)
• loan processor for independent mortgage brokers: 5 years (Required)

Work Location: Remote